The Free SBA Deal Analyzer for Business Acquisitions

AcquireIQ analyzes any business listing or CIM and delivers an acquisition-grade report: deal score, SBA financeability, valuation analysis, DSCR, and a recommended offer structure.

Analyze a Deal Free
2 free analyses per month — no credit card required

Your Deal Score, Instantly

82/100
Strong Deal
79
Valuation
91
SBA Viability
74
Risk
88
Return Potential

Paste a listing URL, upload a CIM, or describe the business. Get your report in under a minute.

What You Get

💰

SBA Financeability

Estimates SBA 7(a) eligibility, flags customer concentration, revenue trends, and lender concerns before you waste time on a dead deal.

📊

Valuation Analysis

Shows asking price vs. estimated fair market value. Revenue multiples, SDE multiples, EBITDA multiples, all benchmarked against real comps.

📈

Debt Service & DSCR

Conservative, base, and optimistic DSCR scenarios. Interactive sliders for down payment, interest rate, and seller note.

🎯

Recommended Offer Structure

AI-generated deal structure with equity, SBA loan, and seller note breakdown. Explains the rationale.

AI-Generated Deal Snapshot · Example Deal

Turn $190k Down Into $231k/Year

The boring business dream — a cash-flowing HVAC & plumbing company doing exactly what it should: printing money while you sleep.

🔧
HVAC & Plumbing Service Company
Residential & Commercial · 18-year operating history
82
Deal Score
Strong Buy
Your Annual Income After Debt Service
$231,400
122% Cash-on-Cash Return on your $190k down
Asking Price
$1,900,000
Annual SDE
$475,000
SDE Multiple
4.0x
DSCR (Base)
1.95x
Down Payment (10% SBA)
$190,000
SBA Loan
$1,710,000
Annual Debt Service
−$243,600
SBA Likelihood
High (91%)
✓ AcquireIQ Recommendation
Submit LOI at asking price ($1,900,000 · 4.0x SDE). Structure as 10% equity ($190K), 90% SBA 7(a) loan ($1,710K @ 7.5%, 10-yr). Strong recurring residential maintenance contracts and diversified commercial accounts support lender appetite. Annual debt service of ~$243.6K ($20,300/mo) leaves $231,400/year in owner cash flow — a 122% cash-on-cash return on your down payment.

Transparent Pricing

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$0
/month
2 analyses/month
Full AI deal report
Deal scoring & DSCR calculator
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Advanced underwriting
Exportable memos
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Built for Every Buyer

SBA Buyers

Evaluate deals with SBA loan readiness in mind. Understand lender appetite upfront.

ETA Searchers

Rapidly screen SMB acquisitions. Know your deal score before legal diligence.

Search Funds

Analyze multiple candidates in parallel. Standardized scoring for team alignment.

Independent Sponsors

Create investment-grade memos. Impress LPs with data-backed valuation analysis.

Acquisition Entrepreneurs

Build your own deal pipeline. Track your deal flow and compare opportunities.

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